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To Our Customers,

Thank you for visiting MidFirst Bank.

As the largest privately-held bank in the United States, MidFirst occupies a rare position within the banking industry. We provide our customers with a special brand of banking thanks to our private ownership and size, with assets totaling $32.2 billion as of March 31, 2022. We offer the products and services of larger banks but provide a hands-on approach and the flexibility of a community bank.

"While our portfolio of services competes with larger banks, our people and culture truly define the MidFirst difference."

MidFirst Bank provides exceptional and dedicated customer service. Our team members are loyal in their character, their commitment to our customers and to always doing the right thing.

In 2018 and 2019, MidFirst Bank received the highest ranking in the Southwest region of the J.D. Power U.S. Retail Banking Satisfaction Study, and the highest overall score (877) of any bank in the nation in 2018

MidFirst Bank serves 900,000 customers nationally and offers a full range of personal, commercial, trust, private banking and mortgage banking products and services. MidFirst is a strong commercial real estate lender and a major servicer of mortgage loans nationally. Primary markets include: Oklahoma City, Tulsa, Western Oklahoma, Denver, Colorado Mountain Region, Phoenix, Dallas, and Houston, with commercial real estate lending offices in Atlanta, Boston, Chicago, Detroit, Houston, Nashville, New York City, Orlando, St. Louis, and Southern California. MidFirst Bank also operates 1st Century Bank in Southern California as a division of MidFirst Bank and MidFirst Business Credit as a subsidiary of MidFirst Bank.

MidFirst Bank is a strong supporter of the communities we serve, investing time and money in important educational, charitable and civic organizations. Again, our volunteerism is powered by MidFirst Bank employees from all of the communities in which we live and share with our customers.

No matter the town, no matter the location, no matter the department, MidFirst Bank customers can always count on working with thoughtful, intelligent, honest professionals who are true to their financial goals.

Sincerely,

Jeff Records

Chairman and CEO

MidFirst Bank